Whilst we make strenuous efforts to ensure that the gifts we recommend are fit for purpose and all our suppliers are reputable, we cannot ultimately be held responsible
 
  Be web-wise, we will never contact you by email or any other way. Be very wary of emails asking you to re-enter your details, update your online banking or telling you that you've won a lottery you never entered.

 
  Don't forget to pay your mortgage or they'll take your house